What this site collects and what it cannot promise

Shilling Rate Desk is an independent editorial desk that measures one thing: the shilling against the dollar, from named public sources. It holds no client money, gives no advice, and collects nothing of its own from a reader.

Who publishes this site

The site is published by Shilling Rate Desk, an independent editorial desk. It is not a broker, not an exchange, and not a licensed adviser. The desk holds no client money, ever. Its only subject is one measurement: the shilling against the dollar, taken from public sources and republished with the date and hour it was read. The official rate is the Central Bank of Kenya's weighted average of interbank spot trades for the latest trading day. The open-market rate is the median of credible Binance P2P advertisements for USDT in shillings. The gap is the open-market rate over the official rate.

The desk's responsibility is to read those sources faithfully, to name them under every table with a link, and to correct a figure that is wrong. It does not add a forecast, a recommendation, or a hidden adjustment. It does not blend the two rates into a single number. A reader can check every figure at its publisher. The desk answers for the reading and the republication, not for the underlying market. When a source changes its own published figure, the desk's record changes only when it is read again and dated again.

What the desk measures and how

The desk takes two figures each day. The official rate is read from the Central Bank of Kenya's published weighted average of interbank spot trades for the latest trading day. The open-market rate is read as the median of credible Binance P2P advertisements for USDT in shillings. Both are read at a set hour, and that hour is republished beside the figure. The gap is the open-market rate over the official rate, expressed as a ratio. The desk does not adjust the figures, does not smooth them, and does not choose a different source when one is inconvenient.

A figure is only as good as the hour it was read. A rate can move between readings, and a source can publish a corrected number later. The desk keeps the later figure when it is read, and it dates the correction. It does not claim the figure is the price a reader will receive. It does not claim the figure is stable. It claims only that, at the stated hour, this is what the named source published, and the source is linked.

What this site collects and what it does not

The site collects nothing of its own. It has no accounts, no login, no newsletter, and no comment form. It sets no cookie of its own, runs no analytics, and stores nothing in the reader's browser. A reader can open the site, read the tables, and leave no trace with the desk. The desk does not know who reads it, from where, or how often. It does not ask for an email address or a phone number, and it does not offer a way to create one.

The pages are served by a hosting provider which, like any web host, keeps its own technical request logs. Those logs are the provider's, not the desk's, and they exist so the site can be served at all. The desk does not read a reader's personal data out of them. It does not combine them with anything else, because it has nothing else. A reader who writes to the contact address is the only reader the desk can identify, and only by what that reader chooses to write.

How the desk earns and what leaving this site means

The site links to one broker, FxPro, through an affiliate link. If a reader opens an account there, the desk is paid a commission. The reader pays nothing to this site and nothing extra at the broker. This is the only way the site earns. It does not sell data, it does not charge for access, and it does not take money from any other party. The affiliate link is marked, and the broker's own site is operated by someone else, under its own terms and its own privacy policy.

Following the link leaves this site. What happens on the broker's pages is governed by the broker, not by this desk. The desk does not see what a reader does there, and it does not answer for the broker's promises or its prices. A reader who does not want the desk to earn from a broker can simply not click the link. The figures on this site are the same either way. The desk's measurement is not a reward for clicking, and the affiliate relationship does not change a single number.

The terms on which these pages are read

Nothing on this site is investment advice, a recommendation, or an offer. The figures describe what things cost, not what a reader should do. A reader who needs advice should seek a licensed adviser, and a reader who wants to transact should read the broker's terms and the Central Bank of Kenya's own publications. This desk does not tell a reader when to buy or sell dollars, and it does not tell a reader which rate to accept.

A figure can be correct and still not be the rate a reader gets. The official rate is a weighted average of interbank trades, not a counter rate. The open-market rate is a median of advertisements, not a quote from a specific seller. The gap is a ratio, not a cost. A reader who acts on these figures does so with the understanding that the desk has not promised a particular outcome, has not verified a counterparty, and has not guaranteed that any figure will be repeated.

Responsibility and corrections

Responsibility for the site sits with the editorial desk: Shilling Rate Desk. No person is named, because no person is needed. The desk is the one that reads the sources, at the same hour each day, and the one that answers a correction. A figure that is wrong is corrected, and the correction is dated. The desk does not hide a mistake, and it does not quietly change a past table. A reader who sees an error can write to editor@shillingdeskke.pages.dev, and the desk will check the source and correct the record if the source says otherwise.

The address exists for corrections. A reader who writes about a figure that seems wrong is doing the desk a service. A reader who writes about a market rumour, a prediction, or a personal dispute is writing to the wrong place. The desk cannot answer what a rate will be, cannot advise on a transaction, and cannot intervene with a broker or a bank. It can only check the named source, at the named hour, and fix the figure if it was misread.

What the desk cannot answer

The desk cannot answer what a rate will do next. It has no model, no forecast, and no inside knowledge. It cannot answer which rate a reader should use, because that depends on the reader's own position and on the counterparty. It cannot answer why a particular bank or P2P trader quoted a different number, because the desk does not see their books. It cannot answer whether a reader should open an account with FxPro or with anyone else.

The desk cannot answer whether the shilling is fairly valued. It publishes the two rates and the gap, and it leaves the judgement to the reader. It cannot answer whether the Central Bank of Kenya's figure is right, because the desk's job is to republish it, not to audit it. It cannot answer whether a Binance P2P advertisement is honest, because the desk takes the median of credible advertisements, not a single one. A reader who needs certainty should not look for it in a republished figure.

Reaching the desk and what is worth writing about

Writing to editor@shillingdeskke.pages.dev reaches the desk. The desk reads what is sent, but it does not promise a reply to every message. A message about a wrong figure, a broken link, or a source that has changed its own publication is worth writing. A message asking for the desk's opinion, for a rate prediction, or for help with a transaction is not. The desk will answer what it can: it will check the source, correct the figure if needed, and date the correction.

The desk does not publish reader messages, and it does not keep a mailing list. A reader who writes once does not become a subscriber, and a reader who writes often does not change what the desk publishes. The desk's only commitment is to the measurement: to read the named sources, at the named hour, and to republish them with the date and the hour. Everything else on these pages follows from that.

What the site refuses to print

The site refuses to print a forecast. It refuses to print a single blended 'dollar rate' that mixes the official and the open-market figures into one number. It refuses to print a dealer's quote as if it were a market rate. It refuses to print a history it does not have, and it refuses to invent a rate for a day when the sources were not read. The desk's record starts when it starts, and it does not pretend otherwise.

The site refuses to print a figure without a source and a time. A rate that cannot be checked at its publisher is not a rate the desk will publish. A rate that was read at an unknown hour is not a rate the desk will publish. A rate that comes from an anonymous tip, a social media post, or a private message is not a rate the desk will publish. The desk is not a market gossip column. It is a desk that reads two named sources and writes down what they said.

Why the hour is republished

The hour is republished because a rate is a point in time, not a property of the day. The official rate is the Central Bank of Kenya's weighted average for the latest trading day, and that day has a date. The open-market rate is the median of Binance P2P advertisements at the moment the desk reads them. A reader who sees a figure without an hour cannot know whether it was read before or after a move. The desk publishes the hour so a reader can compare it to the source and to the desk's own later readings.

The hour also protects the desk. When a reader writes to say a figure is wrong, the desk can go back to the source at that hour and check. If the source has changed its own publication since, the desk will note that and correct the figure if the desk misread it. If the source has not changed, the desk will say so. The hour is not a promise that the rate stayed the same. It is a record of when the desk looked.

Why the two rates are kept separate

The official rate and the open-market rate are two different measurements of two different markets. The official rate is the Central Bank of Kenya's weighted average of interbank spot trades for the latest trading day. The open-market rate is the median of credible Binance P2P advertisements for USDT in shillings. One is a record of what banks did among themselves. The other is a record of what people advertised on a peer-to-peer platform. They can differ, and the difference is the gap.

The desk does not blend them, because blending them would hide the gap. The gap is the variable a reader should watch: it shows how far the open market is from the official one. A narrow gap means the two markets are close. A wide gap means they are not. The desk publishes both rates and the gap, and it leaves the interpretation to the reader. It does not tell a reader which rate is the 'real' one, because both are real in their own market.

What the gap cannot tell you

The gap cannot tell you what a specific transaction will cost. It is a ratio of two medians and averages, not a quote from a seller. A reader who wants to know what they will pay must ask a specific counterparty. The gap cannot tell you why the two rates differ. It can only tell you that they do. The desk does not speculate on the causes, because the desk does not have the information to do so.

The gap cannot tell you whether the shilling will strengthen or weaken. It is a snapshot, not a trend. The desk publishes the gap as it reads it, at the same hour each day, and it does not smooth or adjust it. A reader who wants to understand the gap should look at the desk's own record over time, but even that record is a series of snapshots, not a prediction. The desk refuses to turn snapshots into a forecast.