The terms on which these pages are read

Shilling Rate Desk is an independent editorial desk that measures two published shilling rates and the gap between them. This page states what the desk does, what it cannot do, and what it earns from.

Information, not advice

Nothing on Shilling Rate Desk is investment advice, a recommendation, or an offer. The figures describe what the shilling costs against the US dollar in two named markets on a given day and hour. They do not tell a reader what to do with that information. A reader who buys, sells, or holds currency makes that decision alone and is responsible for the outcome. The desk does not know a reader's circumstances, cannot assess whether a currency transaction suits them, and will not advise them to act or not act on the figures.

Every number is a measurement of a published source, not a prediction. The official rate is the Central Bank of Kenya's weighted average of interbank spot trades for the latest trading day. The open-market rate is the median of credible Binance P2P advertisements for USDT in shillings. The gap is the open-market rate over the official rate. These are observations of what is already public, repeated with the date and hour they were read. The desk does not forecast, does not set a target, and does not call a direction for the shilling.

Limits of the figures

The figures carry the limits of their sources. The official rate is a weighted average of interbank trades; it is not the price at any one bank counter, and it does not include fees a bank may charge a customer. The open-market rate is a median of advertised P2P advertisements; it is not a completed trade, and it can move between the time the desk reads it and the time a reader looks at a table. The gap is arithmetic: it is the open-market rate divided by the official rate, expressed as a ratio. It does not show transaction costs, settlement risk, or the spread a particular counterparty may offer.

A reader who needs a rate for a transaction should not rely on this site alone. The desk names and links to every source under each table, so a reader can check the figure at its publisher. For the official rate, that is the Central Bank of Kenya. For the open-market rate, that is Binance P2P. If a source changes its publication practice, a figure may be missing or delayed. The desk does not invent a number to fill a gap, and it does not replace a missing official rate with another source's figure.

How the desk earns

The desk earns through one affiliate relationship. The site links to one broker, FxPro, and is paid a commission if a reader opens an account there through that link. This is stated plainly here, and it is stated again on the page about the publisher. The reader pays nothing to this site and nothing extra at the broker for using the link. The commission does not change the figures, and the desk does not recommend the broker or any other service.

No other part of the site earns money. The desk does not sell data, does not take paid placements, and does not run advertisements beyond the affiliate link. It does not accept payment to alter a figure or to choose a source. The editorial desk is separate from the affiliate relationship: the figures are measured and published first, and the link is placed where it is clearly outside the tables and the measurement notes.

Reaching the desk and corrections

Writing to editor@shillingdeskke.pages.dev reaches the editorial desk. Corrections are the reason the address exists. If a figure is wrong—if the desk misread a source, transcribed a number incorrectly, or linked to the wrong page—the correction is made and dated. The desk does not change a figure because a reader disputes it; it changes a figure when the published source shows a different number. A reader who sees a discrepancy should write with the source and the date, and the desk will check.

The desk does not answer questions that require advice. It will not tell a reader whether to buy or sell shillings, which broker to use, or whether the gap is wide or narrow. It can answer questions about how a figure was measured, which source was used, and when a table was last checked. The desk reads its mail, and it answers what it can answer without stepping outside the role of a measurement desk.